Quote Tips

As specialists in car insurance for a woman, we give big discounts to lady drivers with excellent driving records; therefore we would like to give you some tips to bring your car insurance down further.

1. High risk drivers can add a large premium to your insurance policy, therefore we recommend that you put as few named drivers on your policy as possible. Males aged 17-25 are considered highest risk and therefore should only be included if absolutely necessary. There are a number of companies who specialise in high risk groups, please visit here for a competitive quote on high risk drivers (i.e. young, convicted, performance car).

2. Alarm/Immobilisers can make a big difference to car insurance for a woman with some insurers offering substantial discounts for professionally fitted systems. If you don't already have an alarm/immobiliser we recommend that you invest in one, it may not necessarily bring your quote down, but it'll bring peace of mind.

3. Do not increase the estimated value of your car in the hope that you will get more money in the event of a claim. ALL insurance companies will only give you the market value of the car at the time of the claim.

4. If you're just about to buy your first car, don't take a policy out in your parent's names. It is good to start building your No Claims Bonus early but most important of all is that it could invalidate your policy in the event of a claim.

5. If you've recently passed your driving test, consider taking a "Pass Plus" course. This is a series of lessons covering driving at night, motorway driving etc, this scheme can net you substantial discounts on your car insurance.

If you would like any advice on issues discussed in this article please feel free to contact us on the number below.