Car Insurance and Speeding Offences

Speeding offences and disqualifications for speeding are becoming more and more common in today's motoring community. Many people believe that this can be directly related to the increase in speed cameras throughout the UK. The government initiative to reduce speeding in the UK has been spearheaded by the addition of hundreds of new cameras around the UK producing millions in revenue each year.

As a driver caught speeding you can expect to receive a fixed fine and have penalty points added to your licence. The cost of the fine and the amount of points depends on the seriousness of the speeding offence. Penalty points stay on a drivers licence for up to four years and accumulating 12 or more points at any one time will generally result in a driving disqualification.

The unfortunate reality behind penalty points is that they can help to raise your yearly womens car insurance premium. The reason behind this is that as a driver with speeding endorsements on your licence you are classed as a higher risk motorist to those with a clean licence. The fact is that as a speeding driver you are more likely to be involved in an accident that can lead to car insurance claims costing your car insurance company money.

The amount that your premium can rise is directly related to the number of penalty points on your licence. The more points you accumulate the higher your premium is likely to become. Finding competitive womens car insurance after a disqualification or with penalty points on your licence can be difficult.

However by choosing the right company such as www.girlmotor.com you can be assured that they are working to find you the best available quote for your circumstances.