GirlMotor.com News Articles http://www.girlmotor.com/news/ Copyright 19th Dec 2018 - 05:10 by GirlMotor.com <![CDATA[Rolls Royce's New Convertible Targets Women Drivers]]> Dawn of a New Era as Rolls Royce Launches a New Convertible to Attract Women Drivers

If you have a little extra saved up for your next car (around £250,000 extra to be precise) and fancy a slightly more upmarket drive, Rolls Royce has unveiled its new convertible model, Dawn, designed to attract more female drivers to the brand.

Even if Rolls Royce hadn’t openly acknowledged that women were an important target market with this latest model, their sales blurb leaves no stone unturned in their efforts to emphasise Dawn's feminine wiles: “sensuous”, “alluring”, “poised”, “slender” and “endlessly sociable” are just a few adjectives artfully employed to lure the ladies.

The car is all that and more. Rolls Royce CEO Torsten Mueller-Otvoes has described Dawn as “the sexiest Rolls Royce ever”, but there’s nothing dainty about the car's credentials under the hood. Its 6.6 litre (yes, 6.6 litre!) twin-turbo V-12, 563 horsepower engine flexes some serious muscle, even if its 22mpg fuel economy is as limp as its closest luxury rival, the recently announced Bentley Bentayga 4 x 4.

Dawn’s technology is also not for the faint-hearted. A night-vision system detects the heat signature of pedestrians and animals, while the radar-based cruise control and a GPS enabled eight-speed automatic transmission make for impressive small talk over the foie gras. On the lighter side, Dawn has a 10.25 inch infotainment system controlled by a multi-way joystick. Women drivers may also be lured to Dawn by the Mulliner hamper set complete with refrigerator, fine Linley China, cutlery and crystal glass.

Luxurious features, naturally, are an integral element of any Rolls Royce and Dawn is no exception. Crafted rosewood and Mandarin leather contribute to an opulent interior, or as Rolls Royce describes it, “a cosseting private haven and uplifting spaciousness.” Quite.

The vibrant colour of the leather seats in launch promotions isn’t to everyone’s taste, however. A comment from one critical reader on Cnet says scathingly of the car’s interior, “Looks like someone ate a pumpkin and threw up in it.” A pithy, if inelegant summary which will divide opinion. As many customers are expected to order bespoke finishes, however, the colour choice will undoubtedly be a matter for personal taste.

The company’s design director, Giles Taylor, said, “I think the sensuality of the car will probably attract more women than with the Wraith, which hopefully stands us in good stead.”

A shame, then, that Dawn’s promotional video only shows men at the wheel. To be fair, their lady passengers seem happy enough with the back seat, but it would have been nice to see Rolls Royce putting women, quite literally, in the driving seat.

If you have the wherewithal to order your own Rolls Royce Dawn, you’ll need to be patient; the company quietly started taking orders months before the car was even officially launched, and deliveries aren't scheduled to begin until April 2016.

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<![CDATA[Don’t Look Back]]> Don’t Look Back

The most vulnerable person in your car can present the biggest danger

A hard-hitting Public Service Broadcast advert from Ireland’s Road Safety Authority (RSA) highlights the dangers posed by driver distraction.

International evidence estimates that 20 – 30% of all road collisions in Ireland are caused by driver distractions, the most common sources being from children and mobile phones.

The advert focuses on potential tragedy of turning to look at your child while driving, using the strapline, “Don’t lose a life looking back”.

In January 2014, Girl Motor reported on a study carried out by the Monash University Accident Research Centre in Western Australia, which found that children are 12 times more distracting than talking on a mobile phone. The research also contained the staggering statistic that parents in the study took their eyes off the road for an average of 3 minutes and 22 seconds during a 16 minute trip.

Our article went on to give some light-hearted tips for coping with child-related distractions in the car, but the dangers highlighted by the RSA’s advert are all too real and should be taken seriously by parents.

  • Think about your child’s needs before you start your journey.
  • Use the correct restraints and ensure your child’s car seat or booster seat is fitted correctly.

The message from the RSA is simple: “Never let a child take your focus off the road. Pull over if you have to.”

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<![CDATA[007 Takes a Back Seat as Aston Martin Woos the Ladies]]> 007 takes a back seat as Aston Martin woos the ladies

Traditionalists may shrink in horror at the idea, but James Bond may soon be relegated to the passenger seat as the iconic Aston Martin brand seeks to appeal to younger buyers and women.

In a calculated move to widen its customer base from the traditionally wealthy, middle-aged enthusiasts, the luxury sports car manufacturer is revamping the vehicle in a bid to triple annual sales.

Aston Martin’s chief executive, Andy Palmer, has told the Geneva motor show that he wants to rebuild its suite of sports cars, adding two new product lines.

His new strategy will move away from a line-up of pure sports cars and could include a luxurious saloon (partly aimed at the wealthy chauffeur-driven market), plus a more feminine Aston Martin.

Mr Palmer said, “Without being patronising about it, women today control variously around the world between 60 and 80 per cent of the buy decision on a new car.

“As an industry, we're pretty poor at ticking the boxes that satisfy a woman customer . . . and we tend to view cars for women as 'pink it and shrink it' – add a place to hold your handbag, add a place to put your shoes – which I think is quite cynical."

A new model, oriented towards women, could have a higher driving position, but Mr Palmer ruled out a traditional SUV.

"You have to start with a recognisable Aston Martin type of beauty and then imagine how you make that more accessible to a younger generation and less intimidating to the many female customers that today love the brand but don't buy the brand,” he said.

While female car enthusiasts are sure to appreciate a flirtation with Aston Martin, any new model bearing the Aston badge is likely to have at least one thing in common with any other in their range – you’re likely to need a deep purse.  

For sports car insurance, call Girl Motor on *0344 493 7743, or get a quote online.

*Calls cost 7p per minute, plus your phone company’s access charge.

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<![CDATA[Women Drink-Driving Convictions Double]]> Women's Drink-Driving Convictions Double since 1998

Whiskey, car keys and handcuffsA survey funded by the Rees Jeffreys Road Fund has found that drink-driving convictions among women almost doubled between 1998 (when women accounted for 9% of convictions) and 2013 (by which time the figure had risen to 17%).

The findings revealed that although overall rates of alcohol consumption are falling, drinking amongst more affluent women is on the rise.

The survey also suggests that many of the participants are unclear about what constitutes a unit of alcohol or what the actual drink-drive limits are. When questioned, many women exhibited a poor understanding of the subject, which may lead them to unintentionally drive while over the limit.

Impaired judgement 

The survey revealed that the most common reason that women gave for driving over the limit was that they felt it was “Ok”. This wasn’t through a belief that they wouldn’t get caught, simply that by being careful, they thought they could drive without incident.

Unsurprisingly, most women agreed that a driving ban would seriously affect their lives. Yet it’s clear from the rising number of drink-drive convictions that the influence of alcohol reduces the ability of many women to make rational decisions.

The survey suggests that the recommended maximum alcohol limits may currently be too high. Men and women metabolise alcohol differently, and this may contribute to women’s inaccurate assumption that they are under the drink-drive limit.

Social & cultural changes influence drinking habits

Social and cultural changes have produced a more relaxed attitude towards alcohol in the past 15 years, the survey reflects.  Alcohol is more widely available and is promoted via a range of outlets. Consumption has risen accordingly, leading to more convictions.

Drink-drive campaigns typically show male drivers being stopped and breathalysed. The survey asks whether these campaigns should feature more women in an attempt to show that their lives can be just as easily affected by a drink-drive conviction.

The full survey can be read here.

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<![CDATA[Child Car Seat Fitters Guilty of “Serious Failings”]]> Child Car Seat Fitters Guilty of “Serious Failings”

Baby in Child Car SeatA Which? investigation carried out in April 2014 has found that out of 42 stores offering free fitting of child car seats, 38 fitted them incorrectly. It claims the stores are guilty of “serious failings” and said that some of the seats were fitted so badly, a child could be in serious danger in a crash.

The 42 stores belonged to seven retailers, the worst fitters being Mamas and Papas, Babies ‘R’ Us and Kiddicare. Babies ‘R’ Us and Mamas and Papas failed 11 out of 12 fittings and Kiddicare failed 9. Halfords, Mothercare and John Lewis fared better, correctly fitting two, three and four child seats respectively.

Independent retailers scored better, but still made mistakes.

All the retailers involved in the investigation are now investigating the problem and vowed to improve their service.

Which? Has published a safety checklist to help parents fit child car seats safely.

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<![CDATA[Increased Risk of Crash for Women Drivers during Pregnancy]]> Increased Risk of Crash for Women Drivers during Pregnancy

Pregnant womanA study of over half a million pregnant women in Ontario, Canada, concludes that there is a 42% higher risk of a serious road accident in the second trimester compared to the same women before pregnancy.

The research was carried out by the Institute for Clinical Evaluative Sciences (ICES), which found that the increased risk leads to an extra 75 crashes sending pregnant women to hospital each month in Ontario.

Lead investigator and senior scientist with ICES, Dr Donald Redelmeier, commented on the findings. “Pregnant women often worry about air flights, scuba diving, hot tubs and other topics in maternal health, yet may overlook that traffic crashes are greater health risks”, he said.

Contributing factors

There is not thought to be a link between the increase in road traffic accidents during pregnancy and more risky driving behaviour. In fact, pregnant women are generally more conservative in their activity and less likely to take risks. Instead, physiological changes during a normal pregnancy may contribute to the higher risk of road traffic accidents: fatigue, nausea, distraction and insomnia may increase the risk of driver error.

In obstetrical literature, absentmindedness during pregnancy is often known as “baby-brain” and surveys of pregnant women do suggest that around half complain of “sporadic cognitive lapses”. However, there is little clinical evidence to prove any significant relevance.

Risk is still lower than male drivers

Dr Redelmeier urged pregnant women not to give up driving on the basis of the findings. In fact, the research shows that men in the same age group were still at higher risk of a road traffic accident than pregnant women in their second trimester.

The emphasis, he insists, should be on informing pregnant women of the risk during pre-natal care and making them aware of the need to drive more carefully.

The researchers recommend that pregnant women, particularly those in their second trimester, avoid excessive speed, always observe traffic signals, cut down on potential distractions and always wear a seat-belt.

Redelmeier-research-graph

Graph source: Dr. Donald Redelmeier, Canadian Medical Association Journal

Trading up to a family-size car?

Call Girl Motor on *0344 493 7743 for a quote on your insurance!

*Calls cost 7p per minute, plus your phone company’s access charge.

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<![CDATA[Spanish Judge Inflames Women Drivers]]> Spanish Judge Inflames Women Drivers

The debate over whether men or women are better drivers reached a whole new level of political incorrectness recently, when a Spanish judge upheld a driving school’s decision to charge more for women’s driving lessons.

Judge Javier Albar was asked to rule on a sexual discrimination case in which the Gasque Driving School offered a promotion whereby men could buy as many driving lessons as it took to pass their test for the price of €665, but the same deal cost women €850.

Their reasoning was that they believe on average it takes five more lessons for women to pass their test.

Consumer rights groups disagreed – they fined the driving school €4,000 for sexual discrimination and demanded they drop the unequal promotion.

Fine overturned

But Judge Albar agreed with the driving school when they appealed to the courts. The driving school presented research to back up their claim that women require more lessons to attain driving test standards.

The judge quoted data from Spain’s Directorate of Traffic, which claims to prove that men display greater dexterity and better open road skills in tests than women.

Spain’s Women’s Institute have said they will petition for the matter to be taken to the Constitutional Court.

Parallel observations with women’s insurance

EU Legislation ruled in 2011 that insurance companies were no longer permitted to offer cheaper rates to women, despite statistical data which seemed to suggest that women are, in fact, a lower risk.

It’s interesting to note that while this non-discriminatory legislation applies to insurance premiums, it’s not yet caught up with Spanish driving schools, who are apparently at liberty to use opposing data to uphold higher costs for women’s driving lessons.

Unlike Spanish driving schools, Girl Motor doesn't give ladies a hard time. Our car insurance is designed to offer great cover for both men and women (but we think the girls will appreciate the handbag cover that comes as standard on all our policies!).

For a Quote, go online or call *0344 493 7743

*Calls cost 7p per minute, plus your phone company’s access charge.

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<![CDATA[Womans Car Insurance Guide]]> Womans Car Insurance Guide

Confused womanThis article intends to address much of the confusion surrounding women’s car insurance in the UK.

The big question seems to be, "What do I need when I’m looking for insurance?". Unfortunately there isn't a straightforward answer to that question. If you’re a first time driver with little or no claims bonus and a car worth £500 then the chances are that you’re not going to need fully comprehensive car insurance.

On the other hand if you’ve been driving for 20 years, you have a substantial no claims bonus and are driving a nice new Mercedes then you’ll be better off with a fully comprehensive policy.

Let's just sum up the terms for you and then we’ll look into areas for attention.

Fully Comprehensive Car Insurance (Fully Comp)

This level of women’s car insurance covers you against accidental damage to your car as well as others. So if you had an accident that was your fault, your car would also be repaired. Many women’s car insurance companies will bolt on extras to the policy but we will discuss that later on in the article.

Read more about comprehensive car insurance.

Third Party Fire & Theft (TPFT)

This level of car insurance covers other peoples cars and property in the event of an accident that was your fault, but please note that your car is not covered. Your car is only insured against theft and fire on this level of cover.

Read more about third party fire and theft car insurance.

Third Party

This level of insurance just covers other people (the third party) if you have an accident. Your car is not covered, even if it is stolen, which is why this level of car insurance is only recommended for very low value vehicles.

Read more about third party car insurance

Protected No Claims

Many insurers are awarding careful drivers with the option to protect their no claims bonus. While this is an excellent feature to have on a woman's car insurance policy, it is important to read the small print. Some companies will only allow you to make one claim in the year before they start to deduct your NCB.

Courtesy Cars

Some insurance policies may offer a courtesy car, but once again watch out for the small print. Very often it is for a limited period (~2 weeks) and then you will have to start paying for it out of your own pocket.

When trying to choose the right level of car insurance there are a couple of major factors to look at.

How much is your car worth?

  • If it’s worth very little then you’d be best going for Third Party insurance, possibly with the Fire & Theft option.
  • If it’s worth a lot (over £5000) most insurers will insist on fully comprehensive insurance.

Do you have any NCB?

  • If you have little or no NCB then you would probably be better off going for Third Party Fire & Theft insurance. Always make sure that you add on fire & theft insurance if your car is worth a moderate amount of money.
  • If you have a higher level of NCB we recommend going for Fully Comprehensive insurance if you can afford it. The benefits are worth it as long as your car is worth some money. Also make sure that you protect your NCB as it will pay for itself if you have an accident.

Call Girl Motor on *0344 493 7743 or get a quote online.

*Calls cost 7p per minute, plus your phone company’s access charge.

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<![CDATA[Whiplash Claims]]> Whiplash Claims

A recent survey has found that 80% of all injury claims(not just car related) relate to whiplash claims. However researchers at Nottingham University are developing a scanner that can detect whether the delicate muscles in the neck have actually been damaged.

The scanner should be able to pick up the minute injuries caused to neck muscles in accidents. At the moment whiplash injuries are very hard to prove but if this new scanner can be proven to work it could cuts claims in half.

It was also noted that up to 50% of motorists could actually be increasing the chance of neck injury by not adjusting their headrests properly. If you are unsure how to adjust your headrest get the manual out and check.

Neck injuries can be extremely serious and we therefore advise anyone reading this to go and check their headrest is adjusted to the optimal position. Please remeber that the best position will change from person to person so if someone else regularly drives your car make sure that you re-adjust it if it's been moved.

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<![CDATA[What to do after an accident]]> What to do after an accident

1. You must stop after an accident that involves damage or injury to another person or other vehicle. The same applies to a collision with an animal such as a dog, horse or cow, or roadside property such as a fence.

2. Record the registration numbers of vehicles involved, exchange names and addresses and insurance company names and addresses with the other driver(s).

3. You must also give your details and the vehicle's owners details (if different) and your vehicle's registration number to anyone who has reason to require them. If you are unable to give all the information required at the time of the incident, report the details to the police as soon as reasonably practicable, but certainly within 24 hours.

4. Do not admit liability for the accident, or get involved in discussions about the cause, especially if you think you are at fault. If you admit blame, your insurers may refuse you cover. Do not apologise, even as an act of courtesy, as an apology may be used as evidence against you in both criminal and civil proceedings.

5. Make a sketch map showing the final positions of all the vehicles involved, the length of any skid marks and where there is broken glass on the road. Record weather, road conditions at the time and the estimated speeds of the vehicles.

6. If you happen to have a camera with you, take photos of the scene from many different angles.

7. If details have been exchanged, there is no need to report a damage-only collision to the police unless another driver cannot be traced or refuses to give details. Call the police if anyone is hurt or if you think another driver has committed an offence but you have no right to detain anyone until the police arrive.

8. You are not obliged to make a statement to the police. Be aware that you may regret making one in haste and that your words may be given in evidence against you. On the other hand, if you have a valid excuse you would be wise to make a statement carefully and in detail.

9. If, when questioned, you fail to say something in your favour and try to bring it up at a later hearing, the court may infer that you concocted that evidence. You can write out a statement yourself or have an officer write it for you but read it carefully before making any corrections and signing.

10. If a parked vehicle is involved in an accident, you are not obliged to search for the owner but it may be easier in the long run if you wait a short time for them to return. Record the vehicle's make, model and registration number and the damage caused. Report the matter to the police and your insurers but if you decide to leave a note on the windscreen, beware of admitting liability.

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<![CDATA[Tracking devices and theft]]> Tracking devices and theft

The theft of car keys from a house is one of the areas that continues to cause problems for car insurers. One of the irritants is that the police class this kind of theft as a burglary and not as car theft. Few cars currently have trackers installed as standard. Thatcham is working on a standard for trackers. Once more cars have these installed it will make car crime substantially easier to deal with.

A worrying side effect of better vehicle security has been the rise of car jacking as it is now harder to steal a vehicle the old fashioned way. This can be countered by laminating the glass in the car. This treatment costs around £400 and makes the glass in a car much more difficult to break. In the future some insurers such as Norwich Union are looking to give discounts where laminated glass is fitted.

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<![CDATA[Things that will affect your car insurance premium]]> Things that might affect your car insurance premium

Car next to stack of coinsWe've put together a list of some of the things that might affect your car insurance premium. Some of these are optional, for example the level of cover you choose; others, like the type of car you are insuring and where you live you can't do anything about. Always be honest when you're getting a quote for insurance. You might be convicted of insurance fraud if you lie to get a cheaper premium.

Level of Cover 

You can choose to buy either Comprehensive, Third Party Fire & Theft or Third Party Only cover. Comprehensive is generally the most expensive, but not always, so do check other levels of cover for a comparision. Note: It is never advisable to buy Third Party Only insurance for a brand new car.

Age 

Statistics show that young drivers have more accidents than older drivers. Unfortunately this can be reflected in the high premiums that young drivers are asked to pay for car insurance.

Group Rating 

All cars are categorised into one of 20 insurance groups. Cars that present the lowest risk to insurers are in Group 1 and are usually much cheaper to insure. The highest risk cars are in Group 20 and cost much more to insure. So unless you're super-rich think twice about that sports car! You can check the group rating of any car at Parkers website.

Modifications

If you make any modifications to your car it will often raise the price of your motor insurance premium because. 

  • Some mods make your car more attractive to thieves
  • Some mods make the car more powerful, increasing the risk of it being in a road accident
  • if mods increase your car's value, the cost to replace or repair it if it's stolen, written off in a fire or damaged in a road accident will be much higher

When the car is kept 

If your car is in a driveway or garage, your premium will probably be cheaper than if you parked the car on the street.

Your No Claims Bonus 

A full No Claims Bonus (NCB) can be worth up to 60% off your motor insurance premium, so don't claim if it's not necessary.

Accident history

Even if you haven't made a claim, you must tell your insurer if you've been involved in any accidents. If you weren't at fault, it might not affect your premium, but you'll present a higher risk to an insurer if you've had one or more at-fault accidents. This might affect your premium.

Driving History

Have you got points on your licence or convictions for motoring or other offences? This might affect your premium. You have to disclose this information though, unless the convictions are spent. Girl Motor can help drivers with convictions. Just call us for a quote. 

Location 

The area you live in can influence your premium. This is usually calculated by postcode. If you live in rural area you will tend to pay less than people that live in urban areas. Statistically there are fewer people to crash into and not so many thieves.

Your job 

People that spend a lot of time on the road will pay a higher insurance premium, as they are more likely to have accident. Builders and delivery drivers will fall into this category. If oyu're in a job where you spend a lot of time at a des, you might pay a little less on your insurance premium.

Security

Reduce the risk of your car being targeted by a thief. Immobilisers, alarms, steering locks, tracking devices etc. may reduce the premium you pay.

Other drivers 

If you want to include other drivers on your policy, you may pay more, especially if they are young, inexperienced or have a poor driving history. Generally speaking, the fewer people named on your policy, the cheaper your insurance will be. 

As you can see, some of these factors are beyond your control, but we hope this helps you make the choices that are within your power to reduce your insurance premium.

Try Girl Motor's Prices! Call us on *0344 493 7743 for a Quote.

Or Get a Quote Online!

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<![CDATA[Take your Car to Uni?]]> Should You Take your Car to Uni?

With A-level results out today there will be lots of people preparing to go to university. Of course the question is can you afford to take you car to university or should you leave it at home or perhaps even sell it? Can you find some cheap student car insurance to cover you while you're at university?

There's no easy answer to this, it could depend on a number of factors, for example how far away are you going? If you live in Bournemouth and are going to Scotland then it might well be more practical to book plane tickets well ahead (you can get from Heathrow to Edinburgh for around £60) and fly up but nothing beats the sheer convenience of a car.

If you do decide to take you car to university, you must ensure that you tell your car insurance company where the car will be kept or it might not be covered.

Plus points

- It's convenient.
- You won't have to pay for expensive plane/train tickets when you want to go home for the weekend.

Minus Points

- It's a constant drain on your resources
- Have you got somewhere to park it? Is it safe?
- You will be ferrying people around.

At the end of the day having a car at uni is great for going shopping and going out with your friends but it can be a big drain on your money, and believe us the last thing you need is a £500 bill for your car when your student loan money has run out. Keep in mind that you have to pay for car insurance, road tax, petrol, yearly repair costs, parking(maybe) and it all adds up.

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<![CDATA[Safety First?]]> Safety First?

If you've had a crash the last thing you need to be worrying about is your car insurance, we've got you covered there, but when you start looking for a new car what is the first thing you look at? For most people their list of criteria follows this order

1. Do I like the look?
2. Can I afford it?
3. Can I get insured on it?
4. Is it reliable?
5. How much is the petrol going to cost?

Unfortunately there is one major question that should be high up on this list, SAFETY!

If you're looking for a car to ferry the kids around in, shouldn't their safety be your first priority? The fact is that cars have been getting safer and safer every year and the introduction of the Euro NCAP safety tests has highlighted which manufacturers are distinctly lacking.

So if you'd like to see how your car did in the test please visit the Euro NCAP Website.

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<![CDATA[Road rage rising]]> Women Bear the Brunt of Rising Road Rage

Most if not all motorists have been a victim of road rage, but a recent research claims that it is on the increase. According a number of insurance companies 1 in 6 women and 1 in 10 men say they have been a victim of some kind of road rage. Many of the motorists questioned in this survey say they have been threatened.

The police and motorist groups are worried that the problem is getting worse, there have been a number of high profile murder cases that stemmed from a road rage incident.

The figures show that women actually bear the brunt of the abuse; the research concluded that 13% of women feel a lot less confident about driving by themselves. Many of these women claimed that is was the fear of being abused that made them fear driving on their own.

The research also uncovered some worrying statistics that 10% of all say that have or considered carrying a weapon in their car.

These statistics have highlighted the problem that the authorities now face. Car insurance companies are asking for the Government and the police to take action before the problem get out of control.

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