Women's car insurer blows the lid on, well, women's car insurance!

Legend has it women car insurers, that Henry Ford once said that you can have one of his Ford Model T's in any colour you wish, so long as it's black. Now this fable may have some grounding in women's car insuring reality, as, if you were to carefully examine photographic evidence of most Model T's, then most women car insurers would notice that they were conclusively black. And were bought by hillbillies. That said, everything was depicted in black or white back then. Another, more recent rent-a-quote doing the rounds of the rumour mill is the one that implies 'women car insurers suffering from hay fever might drive their cars into things'. On first read-through, not quite up there with the aforementioned, and nowhere near as catchy as far as sound bites that define a generation go; but useful knowledge for worried women car insurers to be armed with all the same. Knowing that hay fever will probably wipe you all out if you don't take it seriously.

Think about it for a minute. There you are, a women car insurer, happy with her lot, casually driving along on a summers afternoon, roof down (if you're lucky enough to have a convertible - sawn off if you happen to be a resident in a police-priority postcode) when you accidentally drive past a pollen-laden flower, seemingly oblivious to the next series of frames in this moving story. "Aaaccchhooooooooo!!!" followed closely by crash, bang, wallop. Although not in the light-hearted, whimsical Chitty Chitty Bang Bang sense of disaster. More the 'Oh dear, I'm dead' kind of way. And this is unfortunately due to hay fever. Sufferers of this disease pose a risk to themselves and others when out on the highways and byways. It's all very well if it's limited to a bout of the sniffles, and the streaming of eyes - admittedly not a good look - but one that won't end in tragedy for those around you. Should it progress into a full-on sneeze-fest though, then the survival stakes are upped. This may well cause the driver to loose concentration, and possibly vision for the short distance/time it takes for the germs to make their escape from your affected person. Problem is, it may not just be the singular phlegm thrower. It may be a succession of. Say you were to experience six or seven outpourings when travelling at 70mph on a motorway, then vision could be impaired for roughly half a mile as a consequence. Which might prove a tad on the fatalistic side of dangerous.

If you're one of the normal people out there who can control your sneezing patterns, then all well and good. But remember this. The driver slowing up and swerving dramatically in front of you, or the one rapidly approaching in your rear view mirror may well be one of the UK's 10million freakoids who are blighted with this socially unacceptable disposition. And what happens next may hurt. As is often the case at times like this, there is advice at hand. In the form of obvious guidelines spelt out for the clueless by those that can't help but to help. For example, were you aware that if you are in the throes of a bad hay fever day, then you shouldn't really be driving at all. Not even thinking about it. Yet if your journey is really necessary then you should get someone else to drive you to your destination. Like a bus driver, a train driver, a taxi driver, or, as unlikely as it is, a friend. If you must though, those that know best suggest that you keep the windows closed at all times to stop the pollen invading your personal space, and other than that, keep all mats, carpets and upholstery vacuumed to keep the dust level to a minimum. Don't you feel a lot safer already knowing that there are people like this to lend support? I know I do and I don't even get hay fever. What is interesting (well, almost) is that most modern cars (excluding the Ford Model T) have pollen filters fitted. Which is fantastic news. What you may want to do though, and to shift some of the burden of responsibility away from those penning fact sheets as we speak, and more toward yourself, is to check, and double check if needs be, that the medication your taking for hay fever is suitable to use should you choose to drive. This is because many remedies, although sadly not cures, do cause drowsiness as a side effect. Great if you're off to bed, not so, if you're off out. As always, check the labels, and/or have a chat with your GP. Once you've finished boring the hind legs off your doctor you may want to give us a call here at Girlmotor.com, and see where you stand on t' issue of women's car insurance. As that's our specialist subject. And who nose, we may just be able to blow your mind with some eye-watering policies. Forgive me.